Insurance Plans
Life & Supplemental Insurance
Protect your family's financial future and fill the gaps Medicare doesn't cover.
Medicare covers your healthcare — but it doesn't protect your family if you pass away, cover your dental and vision needs, or pay your bills if a serious illness keeps you out of work. Our life and supplemental insurance options give you and your loved ones an extra layer of financial security.
- Protect your family from unexpected final expenses
- Fill the dental, vision, and hearing gaps Medicare leaves behind
- Hospital indemnity pays cash directly to you during a stay
Coverage Options We Offer
Final Expense Life Insurance
Whole life insurance designed to cover end-of-life costs — funeral expenses, medical bills, and outstanding debts — so your family isn't left with financial burden.
- Coverage amounts: $5,000–$35,000
- Guaranteed acceptance options available
- Premiums never increase
- Coverage never expires
- Cash value accumulates over time
Best for
Seniors who want to ensure their final expenses are covered without burdening family members.
Dental, Vision & Hearing
Original Medicare and most Medigap plans don't cover routine dental, vision, or hearing. Standalone DVH plans fill this critical gap at an affordable monthly premium.
- Routine dental cleanings & exams
- Major dental (crowns, root canals)
- Eyeglasses & contact lenses
- Hearing exams & hearing aids
- Preventive care focus
Best for
Medicare beneficiaries who want comprehensive dental, vision, and hearing coverage not included in their Medicare plan.
Hospital Indemnity Insurance
Pays a fixed cash benefit directly to you for each day you're hospitalized — helping cover deductibles, copays, transportation, and other costs Medicare doesn't fully address.
- Daily cash benefit per hospital day
- Pays regardless of other insurance
- No network restrictions
- Benefit paid directly to you
- Covers ICU stays at higher rates
Best for
Those on Medicare Advantage plans who want protection against the plan's hospital cost-sharing.
Cancer, Heart Attack & Stroke
Critical illness insurance pays a lump-sum cash benefit upon diagnosis of a covered condition — giving you financial flexibility during treatment and recovery.
- Lump-sum benefit upon diagnosis
- Use funds for any purpose
- Covers cancer, heart attack, stroke
- Pays in addition to Medicare
- Helps cover lost income & travel
Best for
Those who want financial protection against the high indirect costs of a serious diagnosis.
Why Supplemental Coverage Matters
Protect What Medicare Doesn't Cover
Our specialists will review your current coverage and identify any gaps — completely free.