Covering America Insurance

20k+

Clients

About Us

Covering America Insurance LLC

Covering America Insurance LLC is a trusted, independent insurance agency dedicated to helping individuals and families protect what matters most—your health, your income, and your future. With decades of combined experience, our licensed agents understand the challenges of navigating complex insurance options. Whether you’re preparing for retirement, starting a family, or simply seeking better coverage, we’re here to guide you every step of the way.

Our Expertise

As a full-service agency, we offer a wide range of products designed to meet every stage of life, including:

Medicare Supplement & Advantage Plans – Comprehensive coverage options for Medicare beneficiaries.

Life Insurance – Flexible policies that provide peace of mind and financial protection for loved ones.

Hospital Indemnity & Critical Illness Plans – Added protection to help manage unexpected medical costs.

ACA Health Plans – Marketplace coverage for individuals and families under 65.

CHAS & Ancillary Products – Specialized solutions to complement your core coverage.

We partner with leading carriers nationwide to ensure our clients can compare trusted options and choose the coverage that best fits their needs and budget.

Our Mission

At Covering America Insurance, our mission is simple: to make insurance understandable, affordable, and accessible to everyone. We believe that choosing the right coverage shouldn’t be overwhelming—and we’re committed to providing the education, transparency, and personalized support you deserve.

Whether you’re enrolling for the first time, reviewing your current plan, or expanding your protection, our agents are ready to help you find the right path forward.

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Am I Eligible?

Find Out What Support You Are Eligible To Apply For

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Meet Our Team

Find Out What Support You Are Eligible To Apply For

MEET OUR TEAM

Meet Our Experienced
Team People

Alphonse Lucarelli II

Licensed Medicare Insurance Agent

Joseph Medina

Licensed Medicare Insurance Agent

Your coverage. Your confidence. Covering America.