Legal & Compliance
Licensing, Disclaimers & Legal Notices
Important regulatory disclosures required by CMS and applicable state insurance laws.
CMS Medicare Marketing Disclaimer
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
- Covering America Insurance is not affiliated with or endorsed by the U.S. government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS).
- Medicare has neither reviewed nor endorsed this information.
- Enrollment in any Medicare plan depends on contract renewal.
- Benefits, premiums, and cost-sharing of Medicare Advantage and Part D plans may change on January 1 of each year.
- The information on this website is provided for educational purposes only and does not constitute legal, financial, or medical advice.
- Plan availability varies by ZIP code. Not all plans are available in all areas.
- Out-of-network/non-contracted providers are under no obligation to treat plan members, except in emergency situations.
Licensing Information
Covering America Insurance is a licensed independent insurance agency. Our agents are licensed to sell Medicare Supplement, Medicare Advantage, Medicare Part D, ACA Marketplace, Life, and Supplemental insurance products.
| Detail | Information |
|---|---|
| Primary State of Licensure | Florida |
| License Type | Life, Health & Variable Annuity |
| Agent: Alphonse Lucarelli II | NPN: 18509281 |
| Agent: Joseph Medina | NPN: 20444803 |
| Multi-State Licensed | Yes — contact us for specific state availability |
Accessibility Statement
Covering America Insurance is committed to ensuring digital accessibility for people with disabilities. We continually improve the user experience for everyone and apply relevant accessibility standards.
We aim to conform to the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. These guidelines explain how to make web content more accessible to people with disabilities.
If you experience any difficulty accessing content on this website, please contact us at [email protected] or call 855-906-0585. We will work to provide the information in an alternative format.
We welcome your feedback on the accessibility of our website. Please let us know if you encounter accessibility barriers.
Legal Documents
Please review our full legal documents for detailed information about your rights and our policies.
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