Covering America Insurance

Affordable Health Coverage Before Medicare

Not everyone qualifies for Medicare yet — but everyone deserves quality healthcare. At Covering America Insurance, we help individuals and families under 65 find affordable coverage through ACA Marketplace plans and short-term health options.

Whether you’re self-employed, between jobs, or retiring early, we’ll help you choose the right coverage that fits both your health and your budget.

ACA Marketplace (Affordable Care Act) Plans

The ACA Marketplace, also known as Obamacare, provides health plans that cover essential medical needs — even if you have pre-existing conditions. All ACA plans include:

Depending on your income, you may qualify for premium tax credits or cost-sharing reductions, which can significantly lower your monthly premium.

Short-Term Health Insurance

If you need immediate coverage — such as between jobs or waiting for Open Enrollment — short-term health insurance can provide affordable protection. These plans:

While they don’t cover pre-existing conditions, they can help bridge the gap until you can enroll in permanent coverage.

Who Benefits Most?

Our agents will walk you through every step — from application to activation — ensuring you understand your options clearly.

Why Choose Covering America Insurance

We work with trusted carriers to provide nationwide coverage, personalized guidance, and a commitment to keeping your premiums affordable.

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Get a Free Quote

Whether you’re turning 65, exploring life insurance, or comparing ACA plans, our agents are ready to help.

Call (855) 906-0585 or click link above to get started.